Gym memberships have become quite expensive these days, but that does not mean you can’t stay fit if you’re on a budget. Exercising is not only good for your physical wellbeing but can also keep you mentally fresh, stress-free, agile, and alert. So, if you’ve been wanting to create your own workout space but have been wondering how to set up a home gym, you’re at the right place. A home gym can not only help you save money and time but can also make it convenient for you to work out whenever you want. Here’s how to go about setting up a home gym: Make plans Before you start ordering the exercising equipment, make time to plan how to set up a home gym. Plan your fitness goals after consulting a gym instructor, and try to keep them as practical as possible. Get a treadmill if you wish to improve your endurance level and if your aim is to build muscles, go for a bench press. Take the measurements of the space available in your house before finalizing the number and types of equipment to buy. Keep an eye out for deals Ensure that you do ample online research for popular stores selling gym equipment in your area.

Smartphones have slowly and steadily replaced our calendar, watches, contact diaries, cameras, computers, and even TVs, becoming an integral part of our lives. So, it is more important than ever to spend on a smartphone that does it all for you. Here’s a list of the top smartphones you should check out in 2020 if you’re planning to buy one. Assess your requirements, compare multiple brands, models, and features, stick to your budget, and then make a decision: Samsung Galaxy S20/S20 Plus Features like the 6.2-inch Infinity-O AMOLED screen and Snapdragon 865 CPU make this model one of the top smartphones in the market in 2020. The 4,500mAh battery ensures a day’s power, and photography lovers will be more than happy with this smartphone. The 64MP telephoto with 3x optical zoom and 30x digital zoom can get you the best shots, and you get ample storage with a 12GB RAM. iPhone 11 iPhone 11 is a smartphone you must check out if you’re planning to change your phone in 2020. The lightweight smartphone weighs just 194g and comes with a screen size of 6.1-inch. The battery can last for a whole day, and an A13 Bionic CPU guarantees powerful performance.

No party is complete without some refreshing and tasty cocktails. They get conversations started and lighten the mood in a jiffy. But if you are hosting for the first time and wondering what drinks to serve when guests arrive, here are some easy cocktail recipes for beginners that will surely make you a star host: Appletini:  Appletini or apple martini is an easy cocktail recipe for beginners and is extremely popular in modern bars. Pour 45 ml vodka, 30ml green apple schnapps, and 15 ml lemon juice in a cocktail shaker filled with ice cubes. Stir well before straining it into chilled cocktail glasses. Garnish with an apple slice before serving. Pink lady:  This one’s a favorite, especially on Valentine’s Day. Pour 50 ml gin and 2 tablespoon grenadine in a cocktail shaker and mix well. Blend this mixture with one egg white till the egg white is frothy; you can use a food processor or hand blender for this. Pour into chilled cocktail glasses, skewer cherries onto cocktail sticks and garnish with lemon zest. Cosmopolitan:  A classic yet easy cocktail recipe for beginners, this one will surely be a hit among your guests. Pour 45ml of your choice of vodka, 15 ml Cointreau, 10 ml of fresh lime juice, and 45 ml of cranberry juice in a cocktail shaker full of ice and stir well.

Sports utility vehicles (SUVs) are a perfect mix of passenger cars and off-road vehicles. If your family loves taking long vacations and adventure trips, this is a great car category to own. Here is a list of some of the most popular SUVs for families. Hyundai Kona If you’re looking for an SUV that gives you complete value for your money, look no further than the Hyundai Kona. This mid-sized SUV has a user-friendly and comfortable interior and the exterior looks unique and stylish. This SUV is perfect for all kinds of terrain and comes equipped with the Hyundai SmartSense technology. In the list of the most popular SUVs for families, this comes right at the top for its reliability and affordability. Kia Soul The boxy design of this SUV is what everyone is talking about. The Kia Soul is a beautifully designed SUV that comes in varied bold colors. The safety features of the car have earned the 2019 IIHS Top Safety Pick+ award for the 2020 models. This car has 18-inch alloy wheels and a 201 horsepower engine. Buyers can also enjoy the 10.25 inch upgraded infotainment system in the current models. BMW X1 Another car that makes it to the list of most popular SUVs for families is the BMW X1.

If you own a car, an insurance policy is necessary to ensure protection in the event of damage to the car or a person. In the country, it is compulsory to have car insurance. Hence, you must know car insurance terms that are commonly and widely used. This will also help you choose the most suitable kind of insurance to meet all your requirements. Here is a glossary of popular car insurance terms you shouold know. Personal Automobile Insurance An insurance policy that covers cars being used for personal reasons. Property damage, liability, and medical expenses coverage are a part of this type of auto insurance. Uninsured Motorist Property Damage coverage (UMPD) This clause in an auto insurance policy that allows you to pay damages in case your car is damaged by an uninsured car driver or in a hit-and-run accident. Property Damage Liability Insurance This type of insurance covers you in case you are legally responsible for property damage to another. Non-ownership Automobile Liability This clause provides cover in case a liability occurs when the insured is driving an un-owned vehicle or one that is not covered by the insured. Bodily Injury Liability Coverage This includes coverage of losses such as medical expenses, and income incurred on other drivers/pedestrians during a car accident caused by the policyholder.